Our mission is to simplify complex financial information and decisions so that our readers have the confidence to manage every aspect of their financial life. Your financial life is filled with personal decisions and challenges. Whether you are investing as a beginner or expert, planning your retirement, buying a home, studying for an exam in business school, or running a small business you have questions that need answering.

For over 12 years, we’ve helped hundreds of millions of people do just that. We feel it’s important to share how we go about writing all of the articles that you depend on.

At CBT, we’re committed to protecting and respecting your privacy. This Privacy and Cookie Policy (“Privacy Policy”) govern your access to and use of this Website, CBT (the “Website”), and associated content, software, and mobile applications (collectively, the “Service”). 

We may change this Privacy Policy from time to time so please check this page occasionally to ensure that you are happy with any changes. By using our Website or our Services, you are agreeing to be bound by this Privacy Policy.

Empowering: Finance can be complex and intimidating. We provide you with information that you can use with confidence, whatever your level of experience.

Unbiased: From financial product recommendations to the financial implications of government policy we put things in context and provide all the facts. Our information is carefully researched and is not written to support any specific economic or political viewpoint.

Accurate: Having accurate financial information, presented clearly and updated regularly is of the utmost importance to us. We seek out and work with the most qualified experts across every topic we cover. Any mistakes, inaccuracies or misrepresentations identified by our readers are investigated and corrected promptly. Please contact us for corrections.

Inclusive: We work to ensure that our content serves—and depicts with dignity and respect—people of different ages, nationalities, religions, gender identities, sexual orientations, ethnicities, relationship statuses, physical and mental abilities, and family types.

We are committed to following the Codes of Ethics of the Society for Advancing Business Editing and Writing (SABEW). Our content is guided by and upholds the Society for Professional Journalists’ foundations of ethical journalism: being accurate and fair, minimizing harm, acting independently, and being accountable and transparent. We also uphold the Federal Trade Commission (FTC) guidelines on disclosures, where applicable.

CBT content is for informational purposes and is not intended to substitute for the advice of a licensed or certified attorney, accountant, financial advisor or other certified financial professionals.

Our staff of editors and network of expert contributors write and manage all the articles you find on BTC. We don’t make recommendations for you to buy, sell, or hold securities or investments. We do, however, provide relevant analysis, context, insights, and educational information to help you make smarter, better-informed decisions. Wherever possible we provide examples that help put complex topics and concepts into perspective.
Our editorial team is continually evaluating the articles across our site to flag any that contain information that is known to be or is likely to be out-of-date. Such articles are reviewed and updated or, if necessary, completely rewritten, rechecked, and re-edited. Our network of experienced experts, who uphold our process and policies, assist with our updating efforts. Articles that have been updated are date-stamped to reflect this.

Every article you see has multiple people behind it, continually working to make sure that it is responsible, accurate, understandable, helpful, and reflective of our editorial principles. Our editorial team approves all story ideas independently, and our expert contributors each have deep subject matter expertise in the topics that we assign them. Our team of professional editors, fact checkers and producers review content to ensure it upholds our values of being empowering, inclusive, unbiased and accurate.

All staff are responsible for disclosing any potential conflicts of interest.

BTC experts are carefully recruited, vetted and chosen. Some are experienced financial writers, others are experts in particular aspects of Crypto; many are both. They are selected for their knowledge and their skill at communicating complex topics in clear, accessible, actionable language.

All writers are required to uphold the editorial guidelines listed above.

Third-party content is carefully reviewed by the BTC editorial team to ensure that it is aligned with our policies and standards. Any such content is labeled clearly and conspicuously to notify you of its source.

At BTC, we respect your privacy, and we understand the importance of the information you entrust to us. This Privacy Policy describes our practices concerning the information collected by BTC.

This Privacy Policy applies to all personal information we collect or process about you. Personal information is information, or a combination of pieces of information, that could reasonably allow you to be identified. 

By using the Services, you consent to our collection and use of your information. The Privacy Policy is incorporated by reference into and is made a part of the Terms of Service.

We will continue to evaluate this Privacy Policy against new technologies, business practices, and our users’ needs, and may make changes to the Privacy Policy accordingly. Please check this page periodically for updates. If we make any material changes to this Privacy Policy, we will post the updated Privacy Policy here, along with its effective date, and for material changes will notify you by email or by means of a notice on our Website. Your continued use of the Services after our posting of changes to this Privacy Policy means that you agree to be bound by such changes.

Our Services are intended for general audiences over the age of 21 years old. We do not knowingly collect information from children under the age of 21 years old.